British woman stranded in Thailand hospital with broken back and £60,000 medical bill after costly travel insurance mistake

A Brit has been left stranded in Thailand after she fell from a horse and broke her back in three places.

Joanna Ingram, 57, jetted off to the southeast Asian country with her husband Stuart, 57, on February 21, 2026, for two weeks of relaxing winter sun.

However, the receptionist from Belton, Norfolk, fell off a horse in Krabi on March 8, leaving her with devastating spinal injuries.

Joanna was unsure if she would be able to walk again – but thankfully, following emergency surgery, she is set to make a full recovery.

However, her travel insurance company, JOURNY, has said it won’t cover

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