How your bank is raking in record profits while ‘ripping you off’ – and what you must do to fight back: SYLVIA MORRIS

Dear reader, I’ve had enough. In my decades as Money Mail’s savings expert, I’ve seen my share of banking scandals and let-downs.

The financial crisis, when we taxpayers were left on the hook for bank bailouts. Online banking systems going down, leaving our payments in limbo. Mass branch closures, with banks abandoning high streets in their droves.

Time and again, we give our bank the benefit of the doubt, believing it to be on our side as a trusted custodian of our savings. 

After all, most of us stick loyally with the same current account provider from young adulthood to old age.

But this

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