Here’s exactly how much inheritance YOU need to retire early, the tricks to use so you NEVER run out of money and how to avoid tax headaches

An inheritance is likely to be the biggest windfall ever to drop into your bank account – one that could change your life.

But most of us don’t plan too carefully for what we’d do with it. That’s because it’s never guaranteed – someone from whom you expect to receive an inheritance could spend it themselves, need the money for care home fees or leave it to someone else.

And, of course, it can be hard to think about, as an inheritance almost always follows the loss of a loved one when you’re in the depths of grief.

For most, inheritances do not

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