Saving for retirement takes an entire working life so it would be unusual to make no mistakes whatsoever, especially while you are young and still getting the hang of your finances.
There are problems you might foresee and those you cannot, such as governments changing the rules on you, or life events involving partners, family or your health.
It’s a challenge to keep up with the often moving target of building up a fund sufficient for your needs, without being sure what they might be decades from now.
Pensions are also full of blind spots, with arcane technicalities that can flummox the experts
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