Easy access savings deals are soaring – but here’s why you should never just opt for the top rate: SYLVIA MORRIS

Savers are being offered some exceptional easy-access deals on their cash Isas – but finding the best one is not as simple as looking for the highest rates.

Account providers are so determined to be in the best-buy tables, they use every trick in the book. They launch headline-grabbing rates but with restrictive terms and conditions.

For example, they add a bonus that falls away after a year or restrict the number of times you can take money out.

Some of the top deals are on offer only to new customers.

Many are not flexible, which means you can’t take money out and replace

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