If you have a lump sum you won’t need to touch for some years, investing it is likely to produce better returns than leaving it in a savings account.
Despite this, there are around seven million UK adults sitting on £10,000 or more but not investing it, according to City watchdog the Financial Conduct Authority.
So if you have £10,000 to invest, where should you begin?
A global tracker is a simple starting point. This is a low-cost fund that tracks thousands of companies worldwide. They keep costs down by copying a chosen index, such as the FTSE 100 or S&P 500, rather
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