The final straw was an email from my best friend Grace*. It contained a spreadsheet breaking down the costs of our recent holiday to New York.
At her suggestion, we’d put everything on her credit card as she’s American, so wouldn’t incur bank charges.
We hadn’t agreed a budget in advance but I knew it wouldn’t be cheap, especially as I’d already set aside my very last pennies to pay roughly £1,600 for hotels and flights.
But this vast spreadsheet was something else entirely: a painstakingly itemised list of every single expense incurred. In addition to meals out, I was to pay her
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