I’ve been investing through a stocks and shares Isa for around six months, but I haven’t seen much return yet.
How do I know if that’s just a normal part of long-term investing or if I should be reviewing my strategy?
What annual returns should I expect over the long term and how do you avoid making emotional decisions when markets are flat or declining? R.J., via email
Sam Bromley, of This is Money, replies: According to research published in July 2026 by the investment management company Vanguard, 68 per cent of UK savers say they plan to start investing in the next two years.
However, confidence
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