How to make sure you get care-home funding and never have to sell your house: Maria won £510,000 to look after her mum. Here are the exact steps she took

When Maria Espocito placed her mother Kathleen in a care home in 2008, she knew she would need help covering fees of thousands of pounds every month.

She feared she would have to sell the family home to cover the cost.

So when she asked the care home about funding available through the NHS to those with a so-called ‘primary healthcare need’, Maria was hopeful that Kathleen, who was 77 at the time and had Alzheimer’s, would qualify.

The NHS fully funds people requiring ‘continuing healthcare’ with complex care needs. This pays for the entire cost of a care home or home carer

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