‘m 34 and have had a pension since I was 18. I have always contributed as much as possible and projected for what is deemed a ‘comfortable retirement’ or retiring early.
I have a pot of £160,000 currently. My current pension income projection for age 68 is almost 50 per cent more than my actual wage now.
Most projection models online are based on investment returns of 2 per cent, medium of 5 per cent or high at 8 per cent.
The fund I’m currently in has returned 147 per cent over ten years.
While I appreciate some fees and inflation dent this, a
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