How often you SHOULD be winning a Premium Bond prize: We crunch the numbers to reveal the luckiest regions

Premium Bond holders in certain pockets of the country are consistently luckier and win more prizes than in other areas, This is Money can today reveal.

About 22million of us hold the nation’s favourite savings bonds in the hope of striking the jackpot of £1million in the monthly draw, which takes place on the first of each month.

The prize rate, which is the average return across all bondholders and the closest marker that Premium Bonds have to an interest rate, was most recently an annual 4.35 per cent in the September draw.

But in the luck of the draw, some inevitably win

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