We had to sell our family home to fund Mum’s £8,000 a month dementia care: How you can stop your assets being swallowed up too

Hayley Garratt-Milne watched her mother Carole work tirelessly for years to buy a family home for her and her sister.

A single mum, Carole had saved every penny from her job as a hairdresser and bought the four-bedroom house in Isleworth, west London, in 1988, where she brought up her two daughters.

So Hayley, 43, was heartbroken the day she realised she would have to sell that home, full of memories, to pay for her mother’s care fees.

Carole, now 72, became ill with dementia at just 65 and very quickly needed round-the-clock care. 

But with little savings and a baby on the way,

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