My daughter is 50 and married with three daughters and has been living with me and my wife for the last five years, with her family.
Does the fact she has already been living with us qualify for us to pass our house, worth about £550,000, to her without affecting our inheritance tax allowances?
Our other assets include a shop property worth about £400,000 and shares worth £70,000, which we would eventually hope to leave to her.
Simon Lambert, of This is Money, replies: Gifting a home to mitigate or avoid inheritance tax is among the most common questions we get from readers
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