Unwelcome tweaks to Isa rules which restrict the amount you can save tax-free are racing towards us.
From April, the annual allowance on cash Isas, by far the most popular type of account, will be severely limited from £20,000 to £12,000 for anyone under the age of 65.
The total Isa limit across stocks and shares accounts, however, stays at £20,000. This means you need to funnel the remaining £8,000 into a stocks and shares Isa or forego that part of your allowance.
That’s bad news for savers who enjoy the comfort of cash.
The final details of exactly how these new rules will
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