More than 1.5million people have at least £100,000 saved in their Isa. However, if you leave it in cash, it’s likely to underperform stocks and shares and may even lose value over time due to inflation.
Instead, you could invest your £100,000 in a balanced portfolio of shares, bonds and other assets, so it grows over time and you hopefully end up with more than you would have made.
The right portfolio depends on how much risk you want to take and when you need the money.
Andrew Prosser, of InvestEngine, suggests a ‘core and satellite’ approach, where the heart of your fund
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