If you want a lump-sum payout on your savings at the end of every month, I’ve found a great new option. It’s a breath of fresh air: SYLVIA MORRIS

If you want a guaranteed lump sum paid into your bank account at the end of every month, I’ve found a great new option.

Yorkshire Building Society last week launched an easy-access savings account that pays 3.65pc – either once a year or split into monthly payments paid on the last day of every month.

The account, called the Yorkshire Easy Access Saver, is a breath of fresh air as you can take money out whenever you like. This is increasingly rare among easy-access account launches. Most come with a stream of complicated terms and conditions and restrictions on how and when

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