The typical cost of a comfortable retirement is £43,900 a year, according to Pensions UK. This figure incorporates luxuries like a fortnight’s holiday abroad, beauty treatments and theatre trips, but excludes any housing costs due to many retirees being mortgage-free. However, the state pension for 2026/27 is currently £12,547 a year, so you will need additional income to supplement this if you’re seeking a similar lifestyle.
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